Clear thinking on AI in Australian advice.

Practical guides for principals, advisers and paraplanners. File notes, statements of advice, compliance, and how to bring AI into a licensed advice business.

All guides

An adviser reviews paperwork with two older clients beside a laptop

October 19, 2026 · 4 min read

AI and superannuation advice: faster work, harder questions

AustralianSuper plans staged online advice; separately, regulators scrutinise AI. Where can AI help advisers without missing rollover risks?

June 5, 2026 · 7 min read

The Honest XPlan Alternative Guide for Australian Advisers (2026)

Most XPlan alternative guides skip the real question: whether you should leave XPlan at all. A balanced Australian guide to the five reasons firms switch, the realistic option for each, and when staying put is the right call.

May 29, 2026 · 7 min read

What Is AI Paraplanning? An Australian Adviser's Guide

AI paraplanning is software that automates the paraplanner's core tasks: research, strategy modelling, and draft-document production, while the adviser stays responsible. A plain-English Australian definition, with a worked example and the governance line.

May 10, 2026 · 6 min read

Will AI Replace Financial Advisers?

AI is unlikely to replace financial advisers. It is changing how advice work gets done. Three likely outcomes, with the data behind each.

May 4, 2026 · 7 min read

Claude Is Eating the Financial Advice Stack

Many apps an advice firm pays for now overlap with what Claude can do in one window. Anthropic has released financial services features often since mid-2025. Here is what we think lasts.

May 3, 2026 · 6 min read

AI Financial Advice Is a Layer, Not a Product

Most AI tools sold to advice firms close one step. The advice function ends five steps later. Buy by layer, not by category, or end up paying for three subscriptions and one half-finished workflow.

April 21, 2026 · 5 min read

AI Governance in Financial Advice: Three Gaps Most Firms' Policies Don't Cover

ASIC's Report 798 warned AI adoption was racing ahead of governance in Australian advice firms. Two years on, the gap has three shapes. Most policies only cover one.

April 21, 2026 · 5 min read

Xplan Is Not Your Workflow: Where AI Actually Helps Advice Firms

Xplan AI workflows for Australian advice firms: where AI should sit around Xplan to improve file notes, paraplanning handoffs, and compliance review without adding rework.

April 7, 2026 · 8 min read

Generic AI Note-Takers Are Cheap. The Rework Is Not.

Generic AI note-takers look inexpensive, but advice firms pay later in rework, weak records, and governance risk. Here is what adviser-specific platforms do differently.

March 31, 2026 · 10 min read

ROA vs SOA Australia: Practical 2026 Guide

ROA vs SOA in Australia explained: when each applies, where firms get it wrong, and three questions to help you choose.

March 24, 2026 · 10 min read

ASIC File Notes: The 4 Elements AU Advisers Miss

Four practical areas to review in an advice file note: client circumstances, reasoning, disclosures and the information relied on.

March 17, 2026 · 13 min read

Agentic AI for Financial Advice: What It Actually Means for Your Firm

What agentic AI actually means for Australian advice firms. Practical use cases, governance requirements, and how it changes advice operations.

March 7, 2026 · 8 min read

Statement of Advice Software: What Real SOA Automation Looks Like

How AdviseWell drafts statements of advice in your firm's Word template, with figures from calculators and checks before the adviser reviews.

February 26, 2026 · 6 min read

AI Copilots Without Governance Are Shadow AI

Many advice teams already use AI tools their policy does not cover, and agents are now part of the advice process. The question is whether you can trust the work and show how it was done.

January 5, 2026 · 6 min read

AdviceTech 2026: Six Shifts Every Advice Firm Should Plan For

A practical look at six major AdviceTech shifts shaping 2026, from embedded AI and hybrid advice to platform integration and real change management.

December 10, 2025 · 6 min read

Sovereign AI for AU Advice: Beyond Data Residency

Sovereign AI for Australian advice firms is more than data residency. What it actually means for compliance, supervision, and AFSL obligations.

December 6, 2025 · 6 min read

Shadow AI in Advice: Why Sovereign Platforms Beat Unofficial Tools

Shadow AI is spreading in advice firms. Learn the risks, why bans fail, and how an approved, Australian-hosted platform brings AI use back under your policy.

November 30, 2025 · 3 min read

Standardising AI File Notes in Your Advice Practice

Many firms try AI meeting notes. The bigger gain comes from file notes that are consistent across the team and easy to check.

November 27, 2025 · 5 min read

How to Choose an AI File Note and Advice Document Platform

A practical guide for advice firms choosing AI for file notes, advice documents, team workflows and Australian data handling.

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